Today we have announced an important step in successfully entering the new decade. In order to sell more, increase speed and simplify our ways of working internally and with our customers, we have announced that we will concentrate market units in a regional structure, with 100 regions, and as well implement one common process in all regions.

This new set up will drive flexibility, speed and innovation in our business with the target to be closer to our customers, sell more in both existing areas and in new, as well as, improve margins and strengthen cash flow. Regions will be based on a common core model where Performance can easily leverage on expert support from engagement practices and competence centers to drive sales and delivery on our full offering.

Some new regional Heads have been appointed today, with an effect on December , 1st 2010. In the next few weeks, each regional head will form a project team to drive implementation of the new regional organization and the common core. The new region leadership teams will be in full operation June 1st at the latest. The new organization will be fully operational by Dec 30th the latest.

The market perception of Competein is in most areas strong. We have a strong offering, and good quality in products and delivery. Our technology edge in Business is well known, and we lead the Sales services market. We have great people, good Business support and delivery capabilities, a wide international presence and strong relationships with our customers across multiple levels. At the same time, we need to be faster, more innovative and cost competitive in today’s environment!

Within the new regions we will have regional competence centers. Today we have a product centric delivery model, with incentive models and structures that drive internal efficiency. Services business is built on knowledgeable people and being close to our customers.

The majority of the future engagements will be service led and based on customer value creation. Our key assets are Business and services leadership including our 90,000 services people all around the world! The new way of working with a strong Competence Center structure will make us act even more as one, “One Business center”, acting faster and more flexible.

Today’s Pre-sales and Delivery resources & Business Centers , will merge into a Competence Center under a Head of Operations with responsibility for Business Delivery, Supply & Logistics and Spare Parts.

Each of the 10 Regions will have one Competence Center, organized in competence domains, which can be spread over different geographical locations within the region. People will be staffed on sales engagements and delivery projects, all governed by the same global processes, methods and tools. Current Frame Works in Business centers will expand to include sales and product competence such as Jobs, Roles Domains, Time Reporting etc. This model will enable simplicity in governance, skill and scale to sell and deliver full portfolio, as well as clear responsibility based on Customer and Market needs, everything in order to sell and deliver more.

All staff in the Competence Center will book time on sales engagements and delivery projects. Incentive structures to drive sales and delivery will be put in place. Due to current geographical spread of competences, some Regions will be over-staffed and some Regions under-staffed. This unbalance will be handled through global guidance.

There will be no change in ownership of global processes or tools, methods and processes. The ownership will belong to Global Services.

The new regional set-up will be fully operational from June 30 the latest and it is of outmost importance we don’t loose focus on current customer engagements!

We are doing this change in order to put our customers first – to sell more, increase speed and flexibility in business and simplify our ways of working internally and with our customers.

This is so in line with what I said in my previous letter, that we will take the Services’ business into the next phase. We will combine entrepreneurship with business mind and build on the strength and experience that we have. We will keep on innovating in all services areas and work even closer to our customers showing the extra value that only we can give them.

Few days ago I got my Credit Card expired and I have been notified to renew it , as I was not satisfied with the conversion rates thats why I planned to change my Credit Card Company . Although it was a difficult decision for me because my previous credit card was associated with my salary account yet I decided to test any other . So, for that purpose I started search for a credit card and you would not believe I was totally confused after reading too much blogs and forums about it . Every Company was claiming that they have the best services and conversion rates , they finally I came up to one good blog where the author descried a detail report about lots of Credit card companies and suggested his readers to compare the Credit Cards before being signing up .

So , In this hope I found one awesome site regarding credit card comparisons and after reading the detailed reports on the credit card I finally decided to go for MBNA as it was best suited with my requirements at that time , credit card comparison is very necessary before signing up for an account because before signing up you see everything perfect but upon experiencing the service and hidden charges you get rip off . So , My advice for all of you guys is to investigate properly about the credit card company and then go for signing up some bond otherwise you might be the victim of some pathetic service which I don’t want want you to face .

Beside all , after consulting experienced people on forums and blogs you will have a 99% good chance of getting the right thing and I am sure you will not regret upon it .

I am sure if you will follow my instructions then you will never regret upon your decision . Leave comment if you have any query !

Since the internet revolution started some 15 years ago, many things in our lives have been simplified. And one of these is filing IRS tax forms. There is no question that filing tax online has many benefits compared to the older way of filling the form and mailing it. All the tax forms are available from the IRS webpage and can be downloaded. Moreover, if you do not own a computer or have internet, there are hundreds of tax accountants who can file online for you. There are hundreds of online tax programs that are very user friendly, efficient and do not cost a lot of money.

For most people online filing is the way to go. But before you get online, have all your paper work ready so that you can view them.

Filing tax online yourself is the same as going to any tax accountant and you can do it from the comforts of your home. Most programs will walk you through the filing process step by step to ensure that you do not miss any important deductions. And when you are done, you just click okay and the program calculates your return. The form is then e-mailed to the RS and your home state.

The benefits of online filing are obvious- no hassles. The system is fast, efficient and you can do it anytime. There are no appointments to be made and you do not have to wait. Moreover, if you are owed any money, you get it far quicker than if you filed it using the paper route. Online filing also allows you to make a rough draft, look it over and make sure there are no mistakes. Finally there are is lots of help which allows you to understand the process of tax filing.
In fact when you file tax forms online and you will appreciate that the IRS is more customer friendly than you previously thought so.

The most important issue of today which is putting people in tension is the debt , people are fed up from this kind of life in which they are in continuous tension of debt but now with the awareness of things there are lots of platforms like finance hype which can settle your problematic life to a debt free life . There are lots of market leaders available who work in this field and on behalf of you they work for you debt settlement .

Isn’t it interesting ? , I mean if you don’t have any knowledge about this then you can catch someone who can work on your behalf – sometime it doesn’t work for you but most of the time you get the solution . If you are in need of urgent money then you can always apply for cash advance loans .

Now a days every second person is the user of credit card and life can’t go smooth without this stuff , but the main problem is that some users don’t care for the debt in the start and upon delaying the issue they get stuck in big issues , Sometime they are reports are a bad credit users . So before reaching at this stage you should try to reduce your debt or you should find the ways to get yourself free from this Debt thing . The best way is to catch someone who can work on your behalf , I discussed this thing clearly and I think now it’s time to go lol !!

We all know that 2009 was a year of great difficulties, probably the most difficult year for whole world since its incorporation; economically and on the social front.

The global economic and financial crisis in 2008/2009 was not inevitable. It was the result of excesses in the financial sphere that escaped any kind of regulation. It was the result of the bursting of a gigantic bubble of debt, which we had been pushing in front of us for years. It was the result of global imbalances that are unsustainable over time. Despite keeping on explaining that we earn money by going into debt, there comes a time when it has to stop. It had to happen in the end. But these financial crises are not over in 2010. It will take some time.

In the vast arc of crisis, unfortunate and continued violence across the country in 2009 contributed to lack of necessary investments within telecommunications and other infrastructure areas in the world, which in turn hampered  business opportunities. Will the violence be reduced enabling further investments in 2010 and beyond?

Keeping the above in mind, 2010 can be a year of new beginnings – for the world.  It can be a year to see a new world order, a year of decisive progress towards peace and tolerance, the birth of new investment models, and the birth of new business models. Everything is related, so a combination and adaptation of all those could hopefully make us more competitive while maintaining and defending our position and market share – around the world .

I am approaching year 2010 with determination to do everything, to take all possible measures, to enable us emerging from the crisis having resumed our growth to increased revenue, increased/new business partnerships, increased awareness about us as a corporate citizen, and reinforcing our role as an opinion builder in the telecom industry in world. We need you, your support, your talent, your competence and your motivation to gain those goals and to reach success together. No doubt others will find us too ambitious, but let us be it!

I am convinced that time is working against us. Believing that we have time is a major strategic error. In the case of all these financial and business difficulties and crises, everyone is well aware of the conditions that will determine whether we will be successful or not. Time will not help. We already know what we must do. So let’s do it! The ideas are on the table. We know perfectly well where we must make compromises and when we must make them. I would even go a step further: whatever we do not do in 2010, will be even harder to do in 2011. If we do not fight against time already in 2010, there might no longer be any room for maneuver on the table in 2011 and beyond.

This is the reality. It is the priority for 2010, that all women and men within this world use their responsibilities to act. To act and not to wait. Because in the end, waiting without doing anything is nothing more than complicity. These depend only on ourselves: do we want to endure the crisis, or do we want to rebound?

I end right here by quoting Eric Hoffer; “In a time of drastic change it is the learners who inherit future. The learned usually find themselves equipped to live in a world that no longer exists”.

Once again, I wish you all a successful and fruitful year 2010 – on professional as well as on personal level .